Privacy Policy

The MAF Zurich Consulting Group Ltd. appreciates your visit to this web site ("MAF Website") and your interest in our services and products. Your privacy is important to us and we want you to feel comfortable visiting our site. We take care to protect your personal data collected, processed and used during visits to the MAF Website.

By accessing the MAF Website you accept this Privacy Statement ("Statement").

If you do not agree to this Statement, do not proceed to further web pages of the MAF Website.

This Statement may be updated from time to time. We therefore ask you to consult it on a regular basis. The last line of this Statement indicates when the Statement was last updated.

What are the purpose and the scope of this Statement?
The MAF Zurich Consulting Group Ltd., its subsidiaries and branches ("MAF" or "We") are committed to safeguarding the personal information that we collect from individuals who use the MAF Website. Accordingly, MAF has developed this Statement to describe what type of data and how it will be collected from users of the MAF Website and the purposes for which MAF may collect, share or disclose the data. MAF also outlines reasonable precautions which are taken to keep your data secure.

This Statement applies to any information obtained by MAF through your use of the MAF Website. It is not applicable to any Internet websites controlled by third parties not affiliated with MAF that the MAF Website may link to ("Third Party Sites"). Please review the privacy statements of Third Party Sites as MAF is not responsible for and has no influence on the content or the privacy practices of Third Party Sites.

The terms of this Statement are subject to any additional terms of disclaimers or other contractual terms you have entered into with MAF such as client privacy statements or notices, and any applicable mandatory laws and regulations.

What information do we collect from you and for what purpose?
When you visit the MAF Website, our web server automatically records your IP address, the web site from which you visit us, the type of browser software used, the web pages you actually visit including date and duration. In addition, we collect personal data which you provide through the MAF Website, for example when you enter personal details (e.g. name, gender, address, e-mail address, phone/fax number) on a registration page or if you sign up for an email newsletter. MAF will use your personal data only for the purposes of technical administration and research & development of the MAF Website as well as customer and user administration and marketing.

We use your personal data to inform you about our services and products only in line with applicable laws and regulations.

How do we collect and store information from you?
MAF uses tracking technology such as cookies or tags to gather such information as outlined above (see: "What information do we collect from you and for what purpose?") and to understand how visitors use the MAF Website. Tracking technology helps us manage and improve the usability of the MAF Website, for example, by determining whether there has been any contact between your computer and us in the past and identify the most popular sections of the MAF Website.

Please ensure that your computer setting reflects whether you accept cookies and other tracking technologies or have disabled or deactivated them. You can set your browser to warn you before accepting such tracking technology, or you can also set it to refuse such devices. The specific instructions can be found in the manual of your browser. Disabling or deactivating of devices may result in a reduced availability of the services provided by the MAF Website or parts of the MAF Website may no longer function correctly.

All electronic messages sent to and from MAF are automatically retained in a distinct journaling system which preserves the evidential weight of the e-mails. They are protected by adequate legal, technical and organisational measures and may only be accessed in justified cases in line with applicable laws and regulations (e.g. court order, suspicion of criminal conduct, violation of regulatory obligations, material breach of employment contract) to specific persons in defined functions (e.g. Legal, Compliance, Risk). Every step of the process as well as the search criteria used, are logged in an audit trail. All emails are disposed of after the applicable retention period has expired.

To whom do we disclose information gathered from the MAF Website?
MAF may disclose your information to its employees, agents and affiliates inside or outside your country of residence to perform services for MAF. Our employees, agents, affiliates and third party providers who have access to personal data obtained through the MAF Website are obliged to respect privacy.

When transferring personal data internationally we make sure that we comply with applicable laws and regulations, for example, by entering into agreements which will ensure that the recipients of your information maintain an adequate level of data protection.

We may also disclose your information to governmental agencies or entities, regulatory authorities, or other persons in line with applicable rules, orders, subpoenas, official requests, or similar processes as either required or permitted by applicable law.

Which security measures have been implemented to protect information from you?

MAF uses technical and organisational security measures in order to reasonably protect personal data against unauthorized access, accidental or intentional manipulation, loss and destruction.

What is to be considered when data is transferred over the Internet?
The Internet is generally not regarded as a secure environment, and information sent via the Internet can be accessed by unauthorized third parties, potentially leading to disclosures, changes in content or technical failures. Even if both sender and receiver are located in the same country, information sent via the Internet may be transmitted across international borders and be forwarded to a country with a lower data protection level than exists in your country of residence.

Please note that we accept no responsibility or liability for the security of your information whilst in transit over the Internet to ZCG. In order to protect your privacy we would like to remind you that you may choose another means of communication with MAF, where you deem it appropriate.

How do we deal with information from individuals under the age of 18?
The MAF Website does not seek to collect personal data from individuals under the age of 18. Individuals under the age of 18 should receive permission from their parent or legal guardian before providing any personal data to MAF on the MAF Website.

How can you access or review your personal data?
Should you have a request regarding the processing of your personal data please send a letter to the following address:

MAF Zurich Consulting Ltd.
Data Protection
Sihlegg street 23
8832 Wollerau
Switzerland

Last update in Juni 2010